Students must assume responsibility for safeguarding their health and that of their classmates by seeking medical care in a timely fashion. When care is needed which cannot be arranged through the Student Health Service, students should seek assistance from the Assistant Dean for Student Services (Dr. Hilit Mechaber).
Students should contact the Office of Student Services as soon as possible if a health problem should develop that affects their ability to meet their academic obligations.

Health Insurance

The University of Miami Miller School of Medicine requires medical students to carry health insurance for the period of their enrollment. Proof of health insurance must be provided annually and is required for registration. Students are strongly urged to review their health insurance policy on a routine basis, especially if they are enrolled under a parent or spouse's health plan. Failure to carry health insurance can result in dismissal.

The University of Miami Miller School of Medicine routinely negotiates with private health plans and/or insurance companies to make available to students reasonably affordable health insurance policies that cover most routine, emergency, and hospital care. Students should be aware that these agencies are private, and do not have a financial relationship with the University or the School of Medicine. Entry into a contract with these agencies is purely voluntary and at the discretion of the student. In those instances when students disagree with a health plan regarding the terms of their contract, they should seek guidance from the Assistant Dean for Student Services .

Questions about health insurance enrollment?
Contact Dr. Hilit Mechaber, Assistant Dean for Student Services, (305)243-7978 or hmechabe@med.miami.edu.

At present, we have negotiated an affordable plan for our students with the UnitedHealthcare. Information about UnitedHealthcare via a PDF brochure of the policy can be found below:

• UnitedHealthcare Policy Brochure

NOTE: Your rates will be PRORATED to reflect an August 1 start date.

INSURANCE WAIVER: WHAT is this?

All UMMSM students will automatically be placed on the medical student health insurance plan and billed the annual premium unless they complete a health insurance waiver form in MyUM.

• If you wish to enroll in the medical student health insurance plan for AY 2009-10, you do not need to do anything! You will be enrolled and billed automatically when we generate your tuition and fees.
• If you wish to enroll a dependent (spouse, child) in the plan, you will need to complete a dependent enrollment form (payment information is on the form), and bring it to Dr. Hilit Mechaber's office (Assistant Dean for Student Services, RMSB 2155).
  It will be submitted for you.
  
  Freshmen students can contact Dr. Hilit Mechaber at hmechabe@med.miami.edu or 305-243-7978 for more information regarding enrolling dependents
• If you wish to waive the insurance, you must verify that you have alternate, comparable coverage. The waiver must be renewed at the beginning of each academic year. The waiver period for the upcoming academic year will begin AUGUST

  In order to waive the insurance, you will need to do the following:

  1. Log onto MyUM and click on the "Life at UM" tab
  2. Click on the "Waive Health Insurance" button
  3. Carefully read the policy requirements. If your health insurance policy meets or exceeds these requirements, click on the word "Agree"
  4. Complete the student information form, including the name of your insurance company and your policy number.
  5. Carefully read the statement at the bottom of the form. If you agree with the statement, click the "Submit" button.
  6. A "Medical Student Health Insurance Waiver Acknowledgement" will be generated. Print this page and keep for your records.

FORMS:

• Dependent Coverage

HELPFUL INFORMATION:

• Answers about Health Insurance
• Choosing a Health Plan